Whether we realize it or not, a new generation of talent is reshaping the way we think about work. Generation Z, the cohort born between 1997 and 2012, is bringing fresh perspectives and values to the workplace, particularly when it comes to work-life balance.

Currency, like other financial assets, is traded like a commodity, with the exchange rate varying as demand and supply meet at the equilibrium price. The theory of Efficient Market Hypothesis (EMH) can explain a variety of variables that influence exchange rates. Eugene Fama popularised the EMH, a century-old financial economics theory, earning him the Nobel Prize in 2013.